Black Mountain Financial

COMMERCIAL & DEVELOPMENT FINANCE · CANBERRA

Commercial finance geared for growthnot bank checkboxes.

Stop letting rigid bank criteria stall your expansion. We secure commercial loans and private credit tailored to your specific financial goals.

100+
Lender panel
20+
Years' experience
Australian Financial Complaints AuthorityAustralian Property InstituteMortgage and Finance Association of AustraliaConnective member
The problem

Why big banks slow your deal down.

Banks assess every deal against a fixed checklist. When your situation doesn't fit the boxes — complex income, a development, an unusual asset — it's a no, however sound the deal is. Here's what that costs you.

The checklist problem

It’s a no, even when the deal is sound.

The waiting game

The good deals get taken.

The wrong structure

Your growth, left on the table.

Your deal isn't weak — it's been read the wrong way. We structure it so the right lender can say yes.

The solution

Real advisory. Better options.

We find the right loan structure for your specific goals.

The whole picture

We assess your strength and future income, not a checklist.

100+ lender network

Banks, non-banks and private credit — we negotiate across the panel.

Canberra local

ACT and regional NSW lenders, valuers and councils.

Honest advice

We don’t push loans. If borrowing’s a bad idea, we’ll say so.

What we do

Funding built for three goals.

We secure commercial loans for businesses and investors across Canberra and regional NSW.

We act as your adviser, not a placement broker — and we'll tell you when something isn't worth doing.

Speak to us
Where we work

Based in Canberra. Working across Australia.

Our home market is the ACT and regional NSW, but our national panel covers deals across the country. Start with your location.

How we work

Three steps, from first call to settlement.

No obligation. No forms to fill in up front. No sales pitch.

Step 01

Discovery call

30–45 minutes on your deal, timeline and needs. We’ll say early if we’re not a fit.

Step 02

Credit strategy

We assess across the panel — who’ll say yes, and at what price — and recommend before we lodge.

Step 03

Manage to settlement

We run the conditions, valuations and lender comms. You stay informed, not buried in it.

Start the Conversation

Get in touch

Our team is ready to discuss your finance needs.

Contact Details

Office

Level 1, 33 Allara Street
Canberra ACT 2601

Hours

Monday – Friday, 9am – 6pm

What to Expect

  • Honest assessment of your options
  • Response within 24 hours
  • Strategic insight, not a sales pitch
  • No obligation discussion